Variable annuities

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Variable annuities

Variable annuities can be your guaranteed-for-life personal pension plan, and are ideal if you answer Yes to any of the following questions:

  • Are you saving for retirement or transitioning into retirement?
  • Are you worried about running out of money before you pass away?
  • Are you without any company pension plan, and concerned about stretching your savings across your retirement years?
  • Are you anxious that future market fluctuations will seriously undercut your savings?

Variable annuities often combine the market risk of segregated funds with a guaranteed notional annual return of 5% on your investments during your savings (pre-retirement) years to provide you with a guaranteed income for life.

By transferring savings or locked-in retirement funds into a variable annuity, you get ongoing income based on the market value of your investments or the notional value, whichever is higher at the time you start taking income.

Contact Bequest Insurance today to see if variable annuities will benefit your retirement plans.

Watch this short video on using variable annuities to create guaranteed income for life.